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(A 20-year repayment term is available when the consolidation loan amount is ,000 or more).Variable interest rates are based on an Index, plus a margin.Consolidating your federal and/or private student loans with Wells Fargo may help you take control of your finances by creating a single private loan with a new interest rate, one monthly payment, and a new repayment term of your choice.A single eligible loan can also be refinanced with the You can include federal and/or private student loan debt from Wells Fargo or another lender, including: Federal Direct loans, Federal Stafford Loans (subsidized and unsubsidized) and Federal PLUS loans.Once your loan is finalized, we'll pay off the loans you’ve included in your consolidation and those loans will make up one new loan with one monthly payment to Wells Fargo.A consolidation loan allows you to refinance one or more loans into one new loan with a new interest rate and/or payment term.
Designed to help you understand how consolidation will affect each of your loans, our detailed loan review process will provide you with the in-depth information you need in order to make an informed decision about which loans you want to consolidate and which loans you may want to leave out.
Student loan consolidation borrowing limits Consolidating multiple student loans or refinancing a single private student loan may lower your monthly payment if you qualify for a lower interest rate or a longer repayment period.
Keep in mind that extending the repayment term may increase the total amount you pay over the life of the loan.
The billing statement will include the due date for your first payment.
Learn about repayment Here are two ways to estimate your rate and payments: Get your estimated rate – See your personalized rate and payment estimates with a soft-credit inquiry and no impact to your credit score.
You cannot include any other debt that is not a qualified education loan (for example, credit card or line of credit), even if it was used to pay education expenses.